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    Concept in Definition ABC

    Miscellanea   /   by admin   /   July 04, 2021

    By Florencia Ucha, in Aug. 2010

    There is talk of non-payment when there is a specific lack of pay, of a debt contracted, at the end of term that was stipulated in a timely manner to cancel it.

    Meanwhile, it will be called defaulter to the individual or company legally recognized as a debtor, that is, the one who has incurred in the default in question. For a person to claim the collection of a money that he loaned and that was not timely canceled, there must be a document prior in which the payment commitment for the amount loaned or advanced is established; Once the aforementioned document is specified, it will be done in duplicate so that one copy remains in the possession of the person who lends and the other in the possession of the person who received the loan.

    If the aforementioned document is not mediated, there will be no way to legally verify the existence of an unpaid debt and therefore Nor will it be possible to proceed legally against the person who was lent, since there are no official records that he omitted the payment. agreed.

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    Some of the most common documents that allow you to claim a payment not made are the following: credit contracts, contracts of telephone services, credit card contracts, mortgage deeds, checks or unpaid promissory notes, among the most common.

    Besides being plausible of receive a sanctionlegal For having incurred in a default, the defaulter will be included in automated lists, which are consulted by the entities financial and credit when issuing a loan, then, the fact of being listed in it will of course prevent the loan from being materialize.

    Also, in some places of the world will be denominated as non-payment to that person who has not yet been able to collect what they are owed.

    Issues in Default
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