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    Concept in Definition ABC

    Miscellanea   /   by admin   /   July 04, 2021

    By Florencia Ucha, on Jun. 2009

    policyA policy is the denomination what does he get document in which the contract insurance, on the one hand and on the other, the obligations and rights that will correspond to both the insurance carrier as well as the insured, who are the two parties involved in this type of contract.

    The document will describe the people, objects or instruments that are subject to insurance and compensation and guarantees will be established in the event of a Sinister that affects that asset, person or object of our property.

    There is a vast range of risks to insure, for example, fires, crashes, in the case of a car, the death of a person, among others, then and due to this situation is that before taking out a certain policy, the individual must be given certain and correct advice to the Regarding what is the best alternative that exists for the good or object to be insured and obviously, first of all, take into account the characteristics of that to be protected from dangers. In this way, some issues or risks will be protected and others excluded, but of course, you will have a complete idea of ​​what to take care of more, because it is not covered by the policy that is coat.

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    The policy is made up of three fundamental parts: the general conditions, the particular conditions and the special conditions.

    The general conditions include that set of clauses established by the insurer to regulate all insurance contracts that are issued within the same branch as: extension and object of the insurance, excluded risks, payment of compensation and the form of liquidation of the compensation.

    On the other hand, the particular conditions are those specific aspects of each policy and that will differentiate them from the rest. And the special conditioning refers to the set of clauses that result from the app to each specific policy.

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