Concept in Definition ABC
Miscellanea / / July 04, 2021
By Cecilia Bembibre, in Jul. 2013
Retirement is understood to be the withdrawal of an individual from the workplace for having already reached the age that the law she determines to proceed to withdraw, or failing that due to suffering some kind of disability.
Withdrawal of a person from work because he has reached the age established by law for it or due to illness
It is the act by which a person stops working actively to go on to live the last stage of his life in a rested and free way.
Pension received by the retiree
And also the same term is used to designate the pension that a person already retired from the world of work, retired, begins to receive for having retired.
Retirement is understood today as a right of every worker since it supposes the social provision of investing money for the future, action for which the State is responsible.
A social conquest of the workers that foresees their monetary contribution in the present thinking about their future retirement
That is, all workers who are duly registered, without exceptions, contribute a part of their
remuneration to a retirement fund for tomorrow to be able to access precisely that life annuity as a retirement.Retirement regimes can vary in their conditions, from country to country, while, for example in Argentina, women retire at age 60, while men They can do it at 65, however, we must emphasize that there are some professional activities that present differences in terms of age, being able to access the benefit.
And with respect to pension contributions, in Argentina, the provision of 30 years of contributions is required to be able to receive retirement.
In recent years, many Argentines were able to retire even without having those years of contributions required by law since they took advantage of a moratorium.
Until relatively recently, retirement understood as it is today did not exist and in fact people who did not have resources or ability to save they had to work until the last moment of their lives, but fortunately the labor conquests have brought benefits such as retirement.
But beware that retiring does not imply that that person can no longer work, I could continue doing it without problems, paying the corresponding taxes and at the same time you can receive his retirement, which is monthly.
To be able to enjoy the last stage of life and rest
The possibility of retiring and enjoying the last stage of life in a calm way was always a privilege of a few.
However, thanks to the workers' struggle, as we have already mentioned, the nation states had to at the end of the 19th century and during the 20th, recognize retirement as an unalterable right and inalienable of all workers.
At present, the most common way of establishing retirement is one by which the worker is regularly and constantly debited a low percentage of his salary that is saved to be later delivered periodically as retirement or pension when the person no longer performs any activity.
There are many States that deal with this although there are still problems such as black work (that is, that is, working without being registered) and unemployment are injuries that seriously harm the employee.
Because of course, a worker who is in black, as is popularly said, does not exist for the labor market, and therefore will not receive any contribution, this This situation is extremely detrimental not only for your present because this also implies that you do not receive other benefits such as vacations, Christmas bonus, coverage of health, but it is added that tomorrow when you have the age to retire, you will miss the years in which you kept working without being registered.
In many cases too, private employers do not properly take care of this right and employees do not have a guaranteed retirement.
Of course, this is a very serious fault on the part of employers, who have a sanction for such action.
Europe with the retirement dilemma due to the aging of the majority of its population
Today, the issue of retirement has become a serious problem in regions with population aged, as is the case in Europe.
This is so since in these countries a large part of the population is not young and the State must then bear a significant economic burden for sectors that do not reactivate the economy and that they cannot carry out any productive activity.
This is partly one of the reasons for the European economic crisis that cannot take away this right but loses amounts of capital in aging sectors.
Retirement Issues